Friday, May 17, 2024It seems that this is the time of year when the number of house fires escalates. A fire in the home is devastating, often destroying the structure, ruining precious belongings and even causing injury or death to loved ones. To prevent one in your house, consider these top causes of house fires. READ MORE >>
Thursday, April 18, 2024If you own a farm or ranch, chances are you have quite a few outbuildings on your property. Those buildings hold value themselves, and they hold valuable property. Should they face security threats, you could stand to lose money. What can you do, as a property owner, to protect outbuildings from barns to storage sheds? READ MORE >>
Thursday, March 14, 2024 Moving to a new home can impact how much risk your vehicle faces. What worked for you in your old home might not work for you in your new one. Therefore, it is best to specifically review your auto policy during your move. Your insurance agent can help you update and adjust your coverage so that it remains effective in your new place. READ MORE >>
Tuesday, February 27, 2024There are a lot of myths and misunderstandings when it comes to life insurance. For example, life insurance is not a replacement for health insurance or workers compensation and most policies do not pay out to the policyholder. One of the most common misunderstandings, however, is with the cost of life insurance. READ MORE >>
Wednesday, January 31, 2024Although farm insurance has several unique aspects, the claims process is much the same as any other business insurance policy. When you file a claim on any part of your farm insurance policy, you will need to follow the normal claims process, along with waiting the proper length of time to receive compensation. READ MORE >>
Friday, December 29, 2023Home insurance policies cover a variety of dangers that can face both your physical home and everything in it. Along with personal belongings, you may have multiple electronics that need coverage in case of an accident. If your expensive laptop is stolen, for example, you will want to know that home insurance will cover the cost of a replacement. READ MORE >>
Friday, November 17, 2023Some homeowners are surprised to discover that home insurance is not required by federal or even most state laws. Instead, mortgage lenders will require you to carry enough home insurance to cover the mortgage of your home. This is to cover the lender’s possible losses in case the home is damaged or destroyed. READ MORE >>
Thursday, October 5, 2023Driving after dark is very common in the late fall and winter months. The sun sets sooner, making it harder to navigate the way home after work. The risks are many. Deer are crossing the street virtually unseen. A child could be walking along the edge of the road, hard to notice until you are right next to them. READ MORE >>
Monday, September 18, 2023According to the National Highway Traffic Safety Administration, motorcycles comprise a mere three percent of registered vehicles on American roads, yet account for at least 15 percent of all fatal road accidents. No matter how you look at it, these are troubling numbers. READ MORE >>
Thursday, August 10, 2023After a serious accident, all that you may be able to do is to wonder what happened and how you are going to overcome whatever you've lost including your car. Often times, accidents occur at no fault of the driver. A deer can damage nearly the entire vehicle. You may hit another car because of poor road conditions. READ MORE >>
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