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Home > Blog > Insurance > McCallum Agency Blog: insurance
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McCallum Agency Blog: insurance

View the latest blog posts from McCallum Agency.

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Friday, April 15, 2022

Will Business Insurance Cover Stolen Cash?

Your business insurance policy may cover stolen cash up to a certain limit, but on a basic policy, these limits are generally not going to be very high. This is for a number of reasons, but two above all:   Moral hazard. That is, it's far too easy for someone to steal cash from their own register and file a false claim. READ MORE >>

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Monday, March 14, 2022

Home Insurance that Travels with You

Your stuff is your stuff, no matter where it is. You have homeowners insurance to protect not only your house, but also the belongings stored there that turn it into a home. Did you know that your homeowners insurance probably offers protection for your belongings that are temporarily outside of your home? READ MORE >>

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Wednesday, February 2, 2022

How Do Car Insurance Costs Differ by City?

Auto insurance rates are one of the most important factors you’ll consider when selecting a policy. If you are moving from one city to the next, though, you may notice that your rate changes in the process. This is not a coincidence.   Here’s more on why your location impacts your rates. READ MORE >>

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Wednesday, January 5, 2022

Four Tips to Save on Boat Insurance

Are you eager to take your new boat out on her maiden voyage? Perhaps you've been boating for years, but you’re looking for a way to cut costs. Whatever the case may be, there are many ways you can save money on your boat insurance premiums.  Look for Discounts During the Off-Season  READ MORE >>

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Tuesday, December 14, 2021

RV Insurance Deductibles

  Where do deductibles fall under RV insurance?   The purpose of RV insurance is to help motorists cover the costs of accidents and other unexpected mishaps that damage their vehicle or harm others. Policies will contain many terms and conditions that influence when a policy pays. READ MORE >>

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Tuesday, November 16, 2021

3 Common Myths About Renters Insurance By First Time Renters

visit your home. These factors require you to have an adequate level of renters insurance in place. That is a fact. Nevertheless, there are numerous common myths that first-time renters often believe about their need for coverage. Let’s debunk those, one by one. 1. READ MORE >>

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Wednesday, October 13, 2021

Review Your Business Insurance Policy Before You Agree to Another Year

Many business owners are so busy that they do not take the time necessary to review insurance policies on a regular basis. However, these policies are comprehensive and incredibly important. If your business has the same policy it has had for years, it may be time for an upgrade or modifications. READ MORE >>

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Tuesday, September 7, 2021

10 Tips for Saving On Your Homeowners Insurance

Homeowners insurance is not negotiable. If you hold a mortgage on your property, the bank will require it. And in any case, you'll want the protection for your family's investment. If the cost of your insurance is causing you anxiety, there are ways to lower it. Try some of these tips to reduce your premium price:  READ MORE >>

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Tuesday, August 10, 2021

What is a High-Risk Driver?

Say you received a DWI and now must carry an SR-22 for being a “high-risk driver.” But what does that mean, and how does it affect your car insurance?  High-risk means that you present risk not only to other drivers but to insurance companies. READ MORE >>

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Friday, July 9, 2021

What is Full Coverage Boat Insurance?

When you wish to keep your boat docked at a marina, you may be required to insure it with boat insurance. Some states also require a limited amount of liability insurance. Unfortunately, liability insurance won’t cover everything when it comes to your boat.  READ MORE >>

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